桔子视频

桔子视频 Driven to do more.

Let's Make Retirement Remarkable

You work hard to help your clients鈥� hard-earned savings develop into retirement income. 桔子视频 works equally hard to offer annuities that can help their retirement dreams blossom.

Retirement income planning with 桔子视频

Clients want guaranteed income solutions. Among workers with a workplace plan, 83% are interested in purchasing an annuity with their retirement savings.*

Much of your practice may be focused on helping people generate wealth for retirement. How can you help once they reach a decumulation phase? 桔子视频 provides support materials to help start the conversation, build a retirement budget and consider different . 

Carefully retirement income strategies helps you develop a more cost-effective plan for clients, potentially retaining more assets for investing outside of annuities. 

Payouts protected from market downturns

Consistent payment amounts

Dependable level of income

Products designed for a client鈥檚 income strategy

Many products can help meet income needs. Preview some of 桔子视频鈥檚 income annuities to learn more. Product features and availability may vary by state and/or sales distributor. Please check with your back office or 桔子视频 wholesaler for information on which products are available to you.

  Fixed Index Annuity
桔子视频 Agility鈩�

桔子视频 Agility combines index-linked growth potential with guaranteed income and the versatility to adapt as client needs change. Includes a built-in income and death benefit rider at no additional charge.

Learn more about Agility 
  Fixed Index Annuity
桔子视频 Ascent鈩� Pro

桔子视频 Ascent Pro helps maximize a client鈥檚 income potential with guaranteed growth and two options for receiving a guaranteed stream of income for life.

Learn more about Ascent Pro 
  Fixed Index Annuity
桔子视频 Ascent鈩� Pro Bonus

桔子视频 Ascent Pro 10 Bonus provides a Premium Bonus and helps maximize a client's income potential with guaranteed growth and three options for receiving a guaranteed stream of income for life.

Learn more about Ascent Pro Bonus 
  Single Premium Immediate Annuity

桔子视频 ActivateTM

When clients want peace of mind, Activate offers safety from market volatility and a guaranteed stream of income for life or a specified period in exchange for a single premium.

Learn more about 桔子视频 Activate 

Tools to help with income planning conversations

Uncovering needs and reinforcing the value of annuities are essential elements for helping clients fund their retirement. 桔子视频 developed a collection of helpful resources to help you have these important conversations.

Help your clients assess their retirement needs, wants and wishes with a worksheet where they can document their retirement income and expected expenses to identify a potential gap.

A guide to the important milestones before and after retirement that can help clients as they plan their retirement income strategy.

With this white paper, help clients understand how to create a well-balanced retirement income plan that can help support them throughout retirement.

This guide addresses the top four retirement risks with information about how a fixed indexed annuity (FIA) can help create sustainable retirement income.

Help clients turn their retirement savings to income that may need to last potentially 30 years or more. This guide can help you review with clients three retirement income strategies and the ways a FIA can fit into any of the approaches.

Examples illustrate sequence of returns to help your clients understand how this risk, depending on when they retire, could affect their retirement savings.

Clients have other needs?

Learn more about how annuities can help meet client needs for growth and protection

Clients want to grow their money 

Clients want to protect what they have 

Insights

SS_FEA~1.JPG
6-minute
3 factors to include in any retirement income conversation
By 2030, all baby boomers in the U.S. will be 65 or older. Some financial plans may need to be adjusted. Remember these 3 factors as you help clients fine-tune their retirement income strategies.
24062_How-fixed-indexed-annuities-are-uniquely-de.jpg
3-minute
How fixed indexed annuities are uniquely designed for today鈥檚 retirement challenges
Adding a FIA to a retirement income strategy can help clients cover both planned and unexpected expenses.
HelpClientsOvercomeBehavioralBiases_Annuities_0822_1200x630.jpg
3-minute
Where annuities fit into modern financial strategies for a better retirement
As fewer retirees can rely solely on pensions and Social Security, clients may need new financial strategies. See how FIAs and RILAs can open the door to new retirement possibilities.

*An annual charge is deducted for the rider.

桔子视频 Activate SPIA (05/24), SPIACS (05/24), Deceased Annuitant Commutation Endorsement DACE (05/24), and Liquidity Period Withdrawal Rider LPWR (05/24) issued by 桔子视频 Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. Product features, limitations and availability may vary by state. 桔子视频 Agility GEN (09/15) NB, Income and Death Benefit Rider IR (06/18) and Enhanced Income Benefit Endorsement EIBR (06/18); 桔子视频 Ascent Pro ICC16 GEN (11/16) NB and 桔子视频 Ascent Income Rider ICC24 IR (08/24), ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24), ICC24 EIBE (08/24) NAI; 桔子视频 Ascent Pro 10 Bonus ICC16 GEN10 (11/16) SR and 桔子视频 Ascent Income Rider ICC24 IR (08/24), ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24), ICC24 EIBE (08/24) NAI; 桔子视频 Activate ICC24 SPIA (05/24), ICC24 SPIACS (05/24), Deceased Annuitant Commutation Endorsement ICC24 DACE (05/24) and Liquidity Period Withdrawal Rider ICC24 LPWR (05/24) or state variations issued by 桔子视频 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

Although fixed indexed annuities offer principal protection from market downturns, the deduction of applicable charges could exceed any interest credited, resulting in the loss of principal.

Simple Interest is credited until the earlier of; the Maximum Fixed Accumulation Years is reached, the client begins Lifetime Income Withdrawals, or the Premium less withdrawals equal zero. The Income Base Guaranteed Simple Interest Rate varies by premium band and state variations may apply.

Death Benefit provisions vary by contract. Please review the Contract's Certificate of Disclosure for details.